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Buying & selling
Buying and selling at the same time?
Buying your next home while you still own your current one can feel like a juggling act. The right finance strategy will depend on whether you plan to sell first, buy first or try to line up both settlements.
I’ll help you understand your borrowing options, work through the timing and structure the finance so you know what’s possible before you start making decisions.
Should I buy or sell first?
There’s no one right answer. I’ll help you compare the options based on your current loan, borrowing capacity, available equity and what you’re planning to buy.
Can I buy before my current home sells?
Potentially. Depending on your circumstances, options such as bridging finance may allow you to purchase before your existing property settles. I’ll work through whether this is suitable for you.
Can I line up both settlements?
Yes, in some cases your sale and purchase can settle on the same day. Timing is important, so I’ll work with you, your lender and conveyancer to help coordinate the finance.
How much can I spend on my next home?
We’ll look at your borrowing capacity, existing mortgage, expected sale proceeds and available equity so you have a realistic budget before you start making offers.
What our customers say...
Kath was amazing; extremely professional and quick. She supported me with getting a mortgage within the cooling off period without any issues and was amazing help and support for me and my husband. I will recommend her to anyone who needs a mortgage broker. Thank you Kath for your amazing work. Working with you was a pleasure!
Kathryn, Albany Creek
Even with all the technology available today, comparing offers and processing loan applications can be overwhelming. Kath made it an easy, painless process. If you’re considering borrowing or refinancing but don’t know where to start, call Kath! Thanks for making my refinance easy.
Melissa, Daisy Hill
Ready to take the first step?
Let’s work out what you can borrow and what your options look like.