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Refinancing
Is it time to review your home loan?
A lower rate is important, but refinancing is about more than just chasing the cheapest number. I’ll look at your current loan, repayments, features and overall position to see whether there’s a genuine benefit in moving.
That might mean securing a better rate, reducing repayments, restructuring debt, accessing equity or simply confirming that your existing loan is still the right one.
Could I get a better interest rate?
I’ll compare your current rate and loan against suitable alternatives and look at the overall cost, not just the advertised rate.
Can I consolidate other debts?
Depending on your circumstances and available equity, refinancing may allow you to consolidate personal loans, credit cards or other debts into your home loan.
Will refinancing reduce my repayments?
It may. Your repayment will depend on the new rate, loan balance and remaining loan term, so I’ll show you the numbers before you decide.
Can I access equity when I refinance?
You may be able to access equity for things like renovations, investing or other major expenses, subject to lender policy and your borrowing capacity.
What our customers say...
Kath navigated options that I did not know were available to me for my refinance. If I had not engaged her services, I would still be unhappily banking with my former lender. This new avenue has changed the outlook for my financial position long term.
Rachael, Thorneside
Kath helped me refinance my home loan to a much better rate - and arranged extra funds for renovations. Approval was all sorted in 3 days! Her communication was excellent, keeping me informed at every step. I couldn’t be happier with how smooth and stress-free it all was. Kath will definitely be my go-to broker moving forward, and I’ll be recommending her to my clients as well.
Mason, Fitzgibbon
Ready to take the first step?
Let’s work out what you can borrow and what your options look like.